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Children with Down syndrom refused insurance

Sist oppdatert:
The insurance industry thinks children with Down syndrome have the same qualities as burned out houses and refuse them insurance.

The Norwegian radio channel Kanal 24 reported that children with Down syndrome are refused insurance.

«It’s impossible to get fire insurance on a house which had a fire in the basement,» said Stein Håkonsen, head of information at the Norwegian Financial Service Association, when he as asked to explain why no insurance companies wanted to offer insurance to children with Down syndrome.

When Gitte Lise Olsen and her husband wanted to insure their three children against death and disablement and told Focus Bank that their 8-year-old daughter had Down syndrome, they were informed that the bank had no insurance to offer.

«They are not valuing our daughter’s life. It is not worth enough,» said Gitte Lise Olsen to Kanal 24. «They placed her in a group and that was that.»

Håkonsen defends the practice.

«We have no reason to believe that they can do this evaluation better than the insurance companies,» said Håkonsen.

The Norwegian Association of the Disabled does not agree.

«We urge the companies to create insurance offers that apply to all in Norway,» said Gunner Buvik, leader of the interest organization, to Kanal 24.

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